Investie

Portfolio Strategy Session

Let's map your starting position, goals and next purchase so every step feels clear, considered and right for you.

1

About You & Your Goals

Where you're starting from, what your life looks like, and where you want it to go.

Person 1
Goals & lifestyle
Desired passive income & goal
Can you see your current circumstances changing in the next 5 years?e.g. marital status, having children, fewer dependants, moving location, change careers, other
Would your risk appetite change in the above circumstances?
How many months of a safety buffer would help you sleep better at night?1, 3, 6, 9 or 12 months
How much do you spend per month?
How much do you save per month?
How frequently do you go on holidays and how much would you spend?
Are you considering a vehicle upgrade?
Are there any other big expenses you're considering?
2

Your Property

Details of any property you currently hold.

No existing property — nothing to complete in this section.

3

Your Next Purchase

What we're looking for in your next property.

Rule of thumb — residential gross yields

  • $850k and above3% – 4%
  • $650k – $850k3.75% – 4.25%
  • $450k – $650k4.25% – 4.75%
  • Below $450k5% – 6%

A guide only — yields vary from location to location.

4

Your Team

The people in your corner.

5

Did You Know?

Rules of thumb and long-term averages to frame your planning.

Long-term market averages

  • Houses5–8% p.a.
  • Units3.5% p.a.
  • Rental price growth4% p.a.
  • Interest rates5%

Long-term averages for planning purposes — actual results vary by market and cycle.

Back-of-the-napkin — net assets to passive income

  • $3M debt-free assets$150k passive income
  • $2M debt-free assets$100k passive income
  • $1.5M debt-free assets$75k passive income
  • $1M debt-free assets$50k passive income

Indicative ratios only — a guide for sizing the portfolio needed to fund your target passive income.

Disclaimer: This strategy session, including any cashflow or cost figures shown, is provided by Investie as your buyer's agent for general information only. It is not financial, credit, taxation or legal advice and doesn't take into account your personal circumstances, goals or needs. Any figures are estimates based on the information you provide and general assumptions, and actual results will vary. Before making any financial, borrowing or investment decision, we recommend you speak with a licensed financial adviser, mortgage broker, accountant or solicitor as relevant.